Monday, May 11, 2009

Can Health Insurance Save Your Marriage?

What’s the percentage of marriages ending in divorce these days? It’s something like fifty percent, isn’t it? Two people fall in love, or so they claim, and get married. They build a home together, maybe have a child or two, fight a little, ignore a lot, and before they know it they’re sitting in front of an exhausting-looking judge battling over child custody and who should keep the house.

How rare are the highs, and common are the lows, of marriage. These days, it’s too easy to end a marriage, and not easy enough to save one.

Until now.

If you’re looking to save your marriage, all you have to do is evaluate the perks of your marriage. Sure, there’s love – albeit, if there’s any left – and your children to think about. There’s also the security of knowing you have someone there for you, even if he or she is only there because he or she legally has to be. Oh, and if you don’t work? Your spouse’s six-figure income isn’t going to be too easy to let go, is it?

But there are other perks to salvaging a marriage, too. Specifically, health insurance perks.

Before you roll your eyes, think about it. Health insurance is hard to come by these days. If you aren’t rich, or lucky enough to be employed by a company that offers health insurance, you’re either out of luck or out of money – a lot of money. Yet, if your spouse’s job offers an excellent health insurance package, you’re safe.

So, the next time you feel like screaming because you have to pick up his dirty underwear and put it in the hamper, again, or the next time you feel like hurling her ten-pound bag of cosmetics out the window, pause for a moment and think about annual checkup you need. Without his or her health insurance, how are you going to pay for it?

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